Discover incredible value & endless possibilities in this 4bdrm/3bthrm home in the vibrant community of Fernwood! Adaptable to your needs with a secondary suite & zoning for optional mortgage helper/rental income or multi-generational living. The upper level features an open-concept living/dining area with an ambient wood-burning fireplace & patio doors to a balcony. The modern kitchen designed by ‘Harbour City' has solid wood cabinetry, quartz waterfall counters, GE profile stainless appliances, a breakfast bar island & access to a deck overlooking the private yard. Also, here is the Primary Suite with walk-in closet, a 2nd bdrm with 2-pc ensuite plus a 4-pc bthrm, both renovated by 'Island Marble' with in-floor heating, groutless tiled shower & marble vanities. The lower level has 2 bdrms, a 3-pc bthrm, a 2nd kitchen, stacked laundry, separate entrances & garage access. Dual HVAC, newly paved driveway, new flooring & fresh paint thru-out plus your own greenhouse!